Mutual Fund SIP में निवेश करते वक्त इन बातों का रखें ध्यान, मिलेगा ज्यादा Profit

आज कल म्यूचुअल फंड एसआईपी में निवेश करने का चलन काफी बढ़ रहा है। खासतौर पर युवाओं की संख्या इसमें इंवेस्टमेंट की अधिक है।

[{"selector":"#anim-4e61654e-7e89-4c6e-8b79-5fba5da494ff [data-leaf-element=\"true\"]","keyframes":{"transform":["translate(-11.716247237957194%, -14.86589135190534%) scale(1.3846153846153846)","translate(0%, 0%) scale(1)"]},"delay":0,"duration":2000,"easing":"cubic-bezier(.3,0,.55,1)","fill":"forwards"}] [{"selector":"#anim-01c08836-b178-49d2-b997-2376c239968a","keyframes":[{"transform":"scale(1)","offset":0},{"transform":"scale(1.5)","offset":0.33},{"transform":"scale(0.95)","offset":0.66},{"transform":"scale(1)","offset":1}],"delay":0,"duration":1450,"easing":"ease-in-out","fill":"both","iterations":1}]

म्यूचुअल फंड एसआईपी की खासियत है कि लंबी अवधि में छोटा मासिक निवेश किया जा सकता है

[{"selector":"#anim-1fac2cc2-b79a-4d1e-b04e-b52a89f47697 [data-leaf-element=\"true\"]","keyframes":{"transform":["translate(-11.716247237957194%, -14.86589135190534%) scale(1.3846153846153846)","translate(0%, 0%) scale(1)"]},"delay":0,"duration":2000,"easing":"cubic-bezier(.3,0,.55,1)","fill":"forwards"}] [{"selector":"#anim-07b70b5f-dd64-4e66-af54-56f94346f251","keyframes":[{"transform":"scale(1)","offset":0},{"transform":"scale(1.5)","offset":0.33},{"transform":"scale(0.95)","offset":0.66},{"transform":"scale(1)","offset":1}],"delay":0,"duration":1450,"easing":"ease-in-out","fill":"both","iterations":1}]

म्यूचुअल फंड एसआईपी में निवेश करते समय कुछ चीजों का ध्यान रखना होता

[{"selector":"#anim-e43633c8-a46e-4063-bddf-e80204b5f7f1 [data-leaf-element=\"true\"]","keyframes":{"transform":["translate(-10.953680347370302%, -14.86589135190534%) scale(1.3846153846153846)","translate(0%, 0%) scale(1)"]},"delay":0,"duration":2000,"easing":"cubic-bezier(.3,0,.55,1)","fill":"forwards"}] [{"selector":"#anim-0c3dbbca-8ee0-41fa-b86c-cc4bbfc6564c","keyframes":[{"transform":"scale(1)","offset":0},{"transform":"scale(1.5)","offset":0.33},{"transform":"scale(0.95)","offset":0.66},{"transform":"scale(1)","offset":1}],"delay":0,"duration":1450,"easing":"ease-in-out","fill":"both","iterations":1}]

हमें अपने टारगेट के हिसाब से फंड का चयन करना चाहिए।

[{"selector":"#anim-cb2d633e-e7da-4224-9b32-f6836fd70a57 [data-leaf-element=\"true\"]","keyframes":{"transform":["translate(-10.953680347370302%, -14.86589135190534%) scale(1.3846153846153846)","translate(0%, 0%) scale(1)"]},"delay":0,"duration":2000,"easing":"cubic-bezier(.3,0,.55,1)","fill":"forwards"}] [{"selector":"#anim-6e93ded9-7422-4b86-ad4d-da42529c1240","keyframes":[{"transform":"scale(1)","offset":0},{"transform":"scale(1.5)","offset":0.33},{"transform":"scale(0.95)","offset":0.66},{"transform":"scale(1)","offset":1}],"delay":0,"duration":1450,"easing":"ease-in-out","fill":"both","iterations":1}]

अगर बड़ी राशि लगाने जा रहे हैं तो एक ही स्कीम में निवेश करने की बजाय अलग-अलग योजना में पैसा लगाए

[{"selector":"#anim-a4047ea3-a1cb-40ca-9ec0-ff2dd07303bc [data-leaf-element=\"true\"]","keyframes":{"transform":["translate(-10.953680347370302%, -14.86589135190534%) scale(1.3846153846153846)","translate(0%, 0%) scale(1)"]},"delay":0,"duration":2000,"easing":"cubic-bezier(.3,0,.55,1)","fill":"forwards"}] [{"selector":"#anim-2e8f43f7-5c41-4c2c-8357-fa08fb4a38d7","keyframes":[{"transform":"scale(1)","offset":0},{"transform":"scale(1.5)","offset":0.33},{"transform":"scale(0.95)","offset":0.66},{"transform":"scale(1)","offset":1}],"delay":0,"duration":1450,"easing":"ease-in-out","fill":"both","iterations":1}]

विशेषज्ञों के अनुसार डिविडेंट प्लान के अपेक्षा ग्रोथ प्लान ज्यादा बेहतर है

[{"selector":"#anim-bad7363b-e1de-4f58-a00a-002703cac889 [data-leaf-element=\"true\"]","keyframes":{"transform":["translate(-10.953680347370302%, -14.86589135190534%) scale(1.3846153846153846)","translate(0%, 0%) scale(1)"]},"delay":0,"duration":2000,"easing":"cubic-bezier(.3,0,.55,1)","fill":"forwards"}] [{"selector":"#anim-5a0ff987-a49c-481a-974b-9f793f20b9ab","keyframes":[{"transform":"scale(1)","offset":0},{"transform":"scale(1.5)","offset":0.33},{"transform":"scale(0.95)","offset":0.66},{"transform":"scale(1)","offset":1}],"delay":0,"duration":1450,"easing":"ease-in-out","fill":"both","iterations":1}]

म्यूचुअल फंड एसआईपी में निवेश करते समय एक से दो साल के बजाय पिछले 5 से 10 सालों के प्रदर्शन को देखें।

[{"selector":"#anim-cfea0e9b-df97-43b8-9343-26e5ccdccc6d [data-leaf-element=\"true\"]","keyframes":{"transform":["translate(-11.716247237957194%, -14.86589135190534%) scale(1.3846153846153846)","translate(0%, 0%) scale(1)"]},"delay":0,"duration":2000,"easing":"cubic-bezier(.3,0,.55,1)","fill":"forwards"}] [{"selector":"#anim-03e79e5a-ac0e-4767-8bcd-1b77ededa75a","keyframes":[{"transform":"scale(1)","offset":0},{"transform":"scale(1.5)","offset":0.33},{"transform":"scale(0.95)","offset":0.66},{"transform":"scale(1)","offset":1}],"delay":0,"duration":1450,"easing":"ease-in-out","fill":"both","iterations":1}]

इसके अलावा बेंचमार्क इक्विटी रिटर्न को देखना चाहिए

[{"selector":"#anim-db303cb4-5384-4379-8846-6b3a687f87f1 [data-leaf-element=\"true\"]","keyframes":{"transform":["translate(-11.716247237957194%, -14.86589135190534%) scale(1.3846153846153846)","translate(0%, 0%) scale(1)"]},"delay":0,"duration":2000,"easing":"cubic-bezier(.3,0,.55,1)","fill":"forwards"}] [{"selector":"#anim-a39e23f5-34fb-4e1d-b5d3-00c96f6e1c3b","keyframes":[{"transform":"scale(1)","offset":0},{"transform":"scale(1.5)","offset":0.33},{"transform":"scale(0.95)","offset":0.66},{"transform":"scale(1)","offset":1}],"delay":0,"duration":1450,"easing":"ease-in-out","fill":"both","iterations":1}]