Mutual Fund SIP-SWP : 5000 रुपए के निवेश पर हर महीने मिलेंगे 35000 रुपए,

अगर आप चाहते है कि आपको रिटायरमेंट के बाद हर महीने पेंशन के रूप में मोटी रकम मिलती रहे,.

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swp एक ऐसा निवेश है, जिसके तहत निवेश को एक तय राशि म्यूचुअल फंड स्कीम (Mutual Fund Scheme) से वापस मिलती है.

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इसमें पैसा लगाने वाला खुद तय करता है कि उसे कितने समय में कितना पैसा निकालना है

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बिना जोखिम के निवेश करने के लिए सिस्टेमेटिक इन्वेस्टमेंट प्लान (SIP) से अलग SWP यानी सिस्टमैटिक विद्ड्रॉल प्लान है.

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इसमें आपको हर महीने पेंशन के रूप में रकम मिलती है.

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आप 20 साल तक हर महीने 5 हजार रुपये की मंथली एसआईपी (SIP) करते हैं तो आपको हर महीने 35 हजार रुपये तक पेंशन के तौर पर मिलते रहेंगे

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अगर आप मंथली SIP सिर्फ 5000 रुपए से करते हैं. और प्लान 20 साल का लेते है. तो इसमें आपको 12 प्रतिशत का रिटर्न मिलेगा. साथ ही कुल वैल्यू 50 लाख रुपये बनेगी.

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अब इससे अधिक मुनाफे के लिए आप SWP के लिए इस 50 लाख रुपये को अलग-अलग प्लान में डालते है. तो आपको 8.5 प्रतिशत का रिटर्न मिलेगा. इस आधार पर आपको मासिक 35 हजार रुपये पेंशन के तौर पर मिला करेंगे.

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